{"id":3023,"date":"2017-11-09T09:36:08","date_gmt":"2017-11-09T09:36:08","guid":{"rendered":"https:\/\/www.propertyfinder.eg\/blog\/?p=3023"},"modified":"2022-09-02T06:36:54","modified_gmt":"2022-09-02T06:36:54","slug":"costs-buying-vs-renting-house","status":"publish","type":"post","link":"https:\/\/www.propertyfinder.eg\/blog\/en\/costs-buying-vs-renting-house\/","title":{"rendered":"Costs of buying vs renting a house"},"content":{"rendered":"<p>It\u2019s quite predictable that a young person beginning his independent life, building his career and about to start a family wouldn\u2019t have the luxury of owning a home due to the massive upfront costs of purchasing a house but, does that mean renting is not as costly?<\/p>\n<p><img data-attachment-id=\"3024\" data-permalink=\"https:\/\/www.propertyfinder.eg\/blog\/en\/costs-buying-vs-renting-house\/buying-v-renting-scale1\/\" data-orig-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/buying-v-renting-scale1.png\" data-orig-size=\"1024,341\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Buying Vs Renting\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/buying-v-renting-scale1-300x100.png\" data-large-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/buying-v-renting-scale1-1024x341.png\" class=\"aligncenter size-full wp-image-3024\" src=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/buying-v-renting-scale1.png\" alt=\"Buying Vs Renting\" width=\"1024\" height=\"341\" srcset=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/buying-v-renting-scale1.png 1024w, https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/buying-v-renting-scale1-300x100.png 300w, https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/buying-v-renting-scale1-768x256.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>In some cases <a href=\"https:\/\/www.propertyfinder.eg\/blog\/when-to-buy-and-when-to-rent\/\">stated in the previous article<\/a>, renting would actually be better for you. But, to really decide that, you should first learn about all the hidden costs attached to each option.<\/p>\n<p><strong>Costs of buying:<\/strong><\/p>\n<ul>\n<li><strong>High upfront and initial costs<\/strong> shaped in: Down Payment and Property taxes.The down payment associated with the purchase of a house is usually the highest cost of home ownership however, it decreases the loss accompanied with costs of the upcoming categories.<\/li>\n<li><strong>Low recurring Costs:<\/strong> Loan payments, Maintenance costs and Utilities (water, gas, internet,..)The highest recurring cost of home ownership is the loan payments but, eventually they end when the house becomes yours.\n<p>Maintenance costs and utilities are not a waste of money as you get to maintain your own home.<\/p>\n<p><img data-attachment-id=\"3027\" data-permalink=\"https:\/\/www.propertyfinder.eg\/blog\/en\/costs-buying-vs-renting-house\/when-is-it-wise-to-rent-a-house-and-when-to-buy-a-house-2\/\" data-orig-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/When-is-it-Wise-to-Rent-a-House-and-When-to-Buy-a-House.jpg\" data-orig-size=\"855,450\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Buying ongoing costs\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/When-is-it-Wise-to-Rent-a-House-and-When-to-Buy-a-House-300x158.jpg\" data-large-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/When-is-it-Wise-to-Rent-a-House-and-When-to-Buy-a-House.jpg\" class=\"aligncenter size-full wp-image-3027\" src=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/When-is-it-Wise-to-Rent-a-House-and-When-to-Buy-a-House.jpg\" alt=\"Buying ongoing costs\" width=\"855\" height=\"450\" srcset=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/When-is-it-Wise-to-Rent-a-House-and-When-to-Buy-a-House.jpg 855w, https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/When-is-it-Wise-to-Rent-a-House-and-When-to-Buy-a-House-300x158.jpg 300w, https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/11\/When-is-it-Wise-to-Rent-a-House-and-When-to-Buy-a-House-768x404.jpg 768w\" sizes=\"(max-width: 855px) 100vw, 855px\" \/><\/li>\n<li><strong>One-time costs:<\/strong> Furnishing, Moving costs, Repairs, Improvements and Renovation.While you are furnishing your home, you don\u2019t have to worry about spending too much on it as these costs add value to your place.<\/li>\n<\/ul>\n<p><strong>Costs of renting:<\/strong><\/p>\n<ul>\n<li><strong>Low Up-front and initial costs<\/strong> shaped in: One month\u2019s rent as a Security deposit and first month\u2019s rent and moving costs.Unlike home ownership, moving costs are hectic as you pay for moving in and moving out again after your rental period. On the other hand, the other up-front costs are very low.\n<p><img data-attachment-id=\"2698\" data-permalink=\"https:\/\/www.propertyfinder.eg\/blog\/%d8%aa%d9%83%d9%84%d9%81%d8%a9-%d8%a7%d9%84%d8%a5%d9%8a%d8%ac%d8%a7%d8%b1-%d9%88%d8%a7%d9%84%d8%aa%d9%85%d9%84%d9%8a%d9%83\/rent-vs-buy-debate-and-real-numbers\/\" data-orig-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/rent-vs-buy-debate-and-real-numbers.jpg\" data-orig-size=\"300,315\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"\u062a\u0623\u062c\u0631 \u0648\u0644\u0627 \u062a\u0634\u062a\u0631\u0649\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/rent-vs-buy-debate-and-real-numbers-286x300.jpg\" data-large-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/rent-vs-buy-debate-and-real-numbers.jpg\" class=\"aligncenter size-full wp-image-2698\" src=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/rent-vs-buy-debate-and-real-numbers.jpg\" alt=\"\u062a\u0623\u062c\u0631 \u0648\u0644\u0627 \u062a\u0634\u062a\u0631\u0649\" width=\"300\" height=\"315\" srcset=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/rent-vs-buy-debate-and-real-numbers.jpg 300w, https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/rent-vs-buy-debate-and-real-numbers-286x300.jpg 286w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/li>\n<li><strong>High recurring costs<\/strong> shaped in: Monthly rent, monthly utilities costs and damage costs.Having to pay a monthly rent for your stay in the house is the most irritating liability to home renters as it is an indefinitely wasted cost.\n<p><img data-attachment-id=\"2697\" data-permalink=\"https:\/\/www.propertyfinder.eg\/blog\/%d8%aa%d9%83%d9%84%d9%81%d8%a9-%d8%a7%d9%84%d8%a5%d9%8a%d8%ac%d8%a7%d8%b1-%d9%88%d8%a7%d9%84%d8%aa%d9%85%d9%84%d9%8a%d9%83\/ea0c03e8bc75a39f4cac76e64178a309-management-tips-property-management\/\" data-orig-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/ea0c03e8bc75a39f4cac76e64178a309-management-tips-property-management.jpg\" data-orig-size=\"236,295\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"\u0628\u064a\u0648\u062a \u0644\u0644\u0625\u064a\u062c\u0627\u0631\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/ea0c03e8bc75a39f4cac76e64178a309-management-tips-property-management.jpg\" data-large-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/ea0c03e8bc75a39f4cac76e64178a309-management-tips-property-management.jpg\" class=\"aligncenter size-full wp-image-2697\" src=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/ea0c03e8bc75a39f4cac76e64178a309-management-tips-property-management.jpg\" alt=\"\u0628\u064a\u0648\u062a \u0644\u0644\u0625\u064a\u062c\u0627\u0631\" width=\"236\" height=\"295\" \/><\/li>\n<li>There are <strong>no one-time costs<\/strong> in renting.<\/li>\n<\/ul>\n<p>How cheap is renting or buying depends on one simple thing, will you stay in the house long enough to cover its up-front costs? The benefits of buying are only valid if you\u2019re going to settle in the place for a long time, otherwise, it\u2019s so much cheaper to rent.<\/p>\n<p><img data-attachment-id=\"2699\" data-permalink=\"https:\/\/www.propertyfinder.eg\/blog\/%d8%aa%d9%83%d9%84%d9%81%d8%a9-%d8%a7%d9%84%d8%a5%d9%8a%d8%ac%d8%a7%d8%b1-%d9%88%d8%a7%d9%84%d8%aa%d9%85%d9%84%d9%8a%d9%83\/2016-08-20-1471666006-8263267-dt_160505_costs_button_800x600-thumb\/\" data-orig-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/2016-08-20-1471666006-8263267-dt_160505_costs_button_800x600-thumb.jpg\" data-orig-size=\"570,427\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0648\u0627\u0644\u0628\u064a\u0639\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/2016-08-20-1471666006-8263267-dt_160505_costs_button_800x600-thumb-300x225.jpg\" data-large-file=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/2016-08-20-1471666006-8263267-dt_160505_costs_button_800x600-thumb.jpg\" class=\"aligncenter size-full wp-image-2699\" src=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/2016-08-20-1471666006-8263267-dt_160505_costs_button_800x600-thumb.jpg\" alt=\"\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0625\u064a\u062c\u0627\u0631 \u0648\u0627\u0644\u0628\u064a\u0639\" width=\"570\" height=\"427\" srcset=\"https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/2016-08-20-1471666006-8263267-dt_160505_costs_button_800x600-thumb.jpg 570w, https:\/\/www.propertyfinder.eg\/blog\/wp-content\/uploads\/2017\/10\/2016-08-20-1471666006-8263267-dt_160505_costs_button_800x600-thumb-300x225.jpg 300w\" sizes=\"(max-width: 570px) 100vw, 570px\" \/><\/p>\n<p>Check out the prices for <a href=\"https:\/\/www.propertyfinder.eg\/en\/buy\/apartments-for-sale.html\">properties for sale in Egypt<\/a> versus <a href=\"https:\/\/www.propertyfinder.eg\/en\/rent\/apartments-for-rent.html\">properties for rent in Egypt<\/a> on property finder.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s quite predictable that a young person beginning his independent life, building his career and about to start a family &hellip;<\/p>\n","protected":false},"author":11,"featured_media":3026,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":""},"categories":[1227],"tags":[110,108],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.3 - 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